US Corporates – Credit Analyst, Associate Director – Retail & Consumer – New York – Fitch Group

Job Description

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch’s Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch’s ERGs are available to connect employees with others within the organization to offer professional and personal support.

With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.

Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables you to make important credit judgments with confidence.

US Corporates – Credit Analyst, Associate Director – Retail & Consumer – New York

Fitch is seeking an Associate Director for coverage of the Retail and Consumer sectors. The ideal candidate is someone who:

– has some knowledge of and a keen interest in learning more about the Retail and Consumer industries;

– has a professional background in capital markets and/or credit analysis and well developed financial statement analysis skills;

– wants to deepen their exposure to and understanding of the debt capital markets;

– has a strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization;

Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset.

Essential Functions of this position include:

– Performing analysis of key quantitative and qualitative factors influencing credit quality of companies in the Retail and Consumer sectors;

– Developing and maintaining comprehensive financial models;

– Participating in meetings with Retail and Consumer industry management teams;

– Presenting analysis of companies to internal credit rating committees;

– Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports;

– Participating in the evaluation of other credits within Corporates, as well as other related credit groups.

Position Requirements

– Bachelor’s degree at minimum, MBA or other advanced degree a plus;

– CFA/CPA or CFA candidate preferred;

– 3+ years relevant experience, some coverage or knowledge of the Retail and Consumer sectors a plus;

– Capital markets and/or credit analysis experience a plus;

– Expertise in Excel and Word;

– Strong analytical, quantitative, and organizational skills;

– Excellent written and verbal communication skills;

– Ability to shift fluidly between multiple projects as priorities change;

– Ability to excel in a team oriented environment.

Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning.

For more information please visit our websites: www.fitchratings.com | www.fitchsolutions.com | www.fitchlearning.com

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

FOR NEW YORK AND CALIFORNIA ROLES ONLY: Expected base pay rates for the role will be between $95,000 and $130,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch.

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